Ask:
Does anyone have a specific mortgage company that they are particularly happy with? Particularly unhappy with? Why? What have they done or not done?
Answer:
It does not matter who you use, they will sell your mortgage to another company anyway!!
Answer:
Originally Posted by Happymom
It does not matter who you use, they will sell your mortgage to another company anyway!!
That's exactly what I was thinking! Luckily, I haven't had any problems with any of the companies I've had, but I think GMAC was my favorite b/c they were quick to resolve an issue we had and when we refinanced they got us our escrow balance refunded fast!
Answer:
Originally Posted by Happymom
It does not matter who you use, they will sell your mortgage to another company anyway!!
Yes. that is usually what happens but I was thinking more about the whole initial process- decent rates, not a lot of junk fees, returning phone calls, just basically making the whole housebuying experience a non nightmareish one- as once everything is over, I don't really care who's name I put on the check every month!
Answer:
We have a mortgage broker who we use for this. He is a great guy and takes care of everything for us. Makes things way easier!
Answer:
I have chase and pretty happy with them. so far no problems I have had my mtg for 9 years
Answer:
Originally Posted by Happymom
We have a mortgage broker who we use for this. He is a great guy and takes care of everything for us. Makes things way easier!
I have heard so many things about mortgage brokers, good and bad, that I am at a loss. I sure wish I had one in my back pocked that I knew and trusted!
Answer:
Well, if you lived in Minnesota, I would have a great one to recommend!!! We originally found him through a banker friend of ours. So far he refinanced once for us and got us mortgages for 2 "new"houses!
Answer:
Originally Posted by Happymom
Well, if you lived in Minnesota, I would have a great one to recommend!!! We originally found him through a banker friend of ours. So far he refinanced once for us and got us mortgages for 2 "new"houses!
Now if we were only moving to Minnesota! Brrrr
Answer:
I have gone through the morgage broker associated with our Credit union. I have had a good experience with them. They have been easy to work with and easy to set up an automatic payment system. My loan is still with them after 3 years because they haven't sold there morgages and they were easy to work with when removing PMI.