Ask:
I was out shopping with my DH today and I asked him why he had to have the $4 tooth paste when I could get another kind almost free? He said he was particular about certain things like tooth paste and deorderant and stuff like that. When I got frustrated he told me he didn't like this penny pinching! He say's a couple dollars isn't going to break the bank.
When he told me he was hungry I told him we only had $10 left of the money I had saved as our eat out found till we get paid in 2 weeks, if he wanted to eat out he had to spend his "fun money". He didn't like that to much, told me that was the money he was sending on his beer.
I said " you don't like this buget thing to much do you?" his reply was " I will get used to it."
I told him that we spend to much money eating out and that we need to cut it back so we can get out of debt. He doesn't think we will ever get out of debt, so he doesn't see any point and going over board and pinching every penny.
GRRRRRRRRRRRRR
GRRRRRRR
Answer:
Sometimes it's dh's who get in the way the most in saving money and spending less. I try too, but it's hard for me, just like it's hard for dh. It'd be better if both of us were really dedicated to it.
Answer:
You are on the right track. Don't give up now. Sounds like willing to try living in a budget, but he's having some growing pains with it. We learned in our Financial Peace University class that a budget is never perfect the first month. In fact, it takes about 3 months for a couple to find a budget that sort of works. Every month after that, a budget takes some tweaking, so it's everchanging for most people.
Keep it up. Don't give up!!!
Answer:
We must be married to the same man because that is the same conversation we have on a daily basis almost. He thinks we can eat out every day and he buys $25 worth of red bulls every WEEK! Tell me that that is rediculous!! I'm trying to get out of debt, meanwhile, he is putting anywhere from $20-$100 a week on his HIGH INTEREST credit card for things like lunch, drinks, and gas. That wouldn't be a problem except he is maxing out his cards and we can't afford to pay them off (he has five almost maxed out credit cards) and I have one (3/4 maxed out card that went towards our wedding) and it's killing us. The good news is, I've paid off my student loan and two credit cards already! I'm trying to save money and get us out of debt and he's spending money faster than we're bringing it in. I guess most men are like this and we will just have to keep telling them why we are trying to get out of debt until they finally get it. ughhhhh men!!!
Answer:
Have you had a chance to give it to him in writiing so he can see where you are now and what goals you are trying to meet? That may help. I do agree that you can't pinch everything all the time - you don't want to feel completely deprived, just able to make choices - otherwise, like w/a teen, rebellion will occur. But he needs to be part of those choices. You can give him options and let him choose. Otherwise, you become the parent and he the child, which isn't good for either of you. And you can let him know that's what you want to avoid. But it doesn't work when only one is pinching the pennies. AND if one is pinching, making sacrifices and seeing the other spending on whatever, resentment can grow. He needs to understand that.
Answer:
I'm sorry that your dh isn't on board with your budget. Maybe if you can write everything out and show him how much it really is helping you get closer to your goal? That is what I had to do with mine.
But I do want to say I do buy the "good" toothpaste. It is something I won't compromise on either.